Terms of Service

Last Updated: March 28, 2026

1. Acceptance of Terms

By accessing or using the MyAllies Trading platform, website, mobile application, API, or any related services (collectively, the "Services") provided by Aramas GmbH ("MyAllies", "we", "us", or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not access or use our Services. These Terms constitute a legally binding agreement between you and Aramas GmbH, a company organized under the laws of Switzerland with its registered office in Zurich.

These Terms should be read in conjunction with our Privacy Policy, Risk Disclosure Statement, Cookie Policy, and Regulatory Disclosures, all of which are incorporated by reference into these Terms.

2. Eligibility

To use our Services, you must meet all of the following requirements:

• Be at least 18 years of age or the legal age of majority in your jurisdiction, whichever is greater
• Have the legal capacity to enter into binding contracts
• Not be prohibited from using financial services under the laws of your jurisdiction
• Not be a resident or national of any country subject to comprehensive sanctions administered by Switzerland, the European Union, the United Nations, or the United States (OFAC)
• Not be listed on any applicable sanctions list or be a Politically Exposed Person (PEP) without prior disclosure and approval

By creating an account, you represent and warrant that you meet all eligibility requirements and that the information you provide is accurate, current, and complete. You agree to promptly update your information if it changes.

3. Account Registration and Verification

To access our trading Services, you must register for an account by providing accurate, current, and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials, including your password, API keys, and any two-factor authentication methods
• All activity that occurs under your account, whether or not authorized by you
• Notifying us immediately of any unauthorized access or use of your account
• Completing our identity verification (KYC) process before accessing live trading features, including providing a valid government-issued photo identification and proof of current residential address

We reserve the right to request additional documentation at any time and to restrict, suspend, or terminate accounts that fail to complete verification, provide false information, or violate these Terms. Accounts are personal and non-transferable. You may not authorize third parties to use your account unless expressly permitted through our API or managed account features.

4. Trading Services

MyAllies provides an online platform for trading US-listed stocks and options through our licensed financial intermediaries. Our Services include:

• Real-time and delayed market data from major US exchanges
• Order placement and execution for stocks and options
• Portfolio management and performance tracking tools
• AI-powered trading insights and market analysis
• Social trading features and community functionality
• Demo trading accounts for practice and education
• Price alerts, watchlists, and notification services

We act as a technology provider facilitating access to financial markets through our licensed financial intermediaries. All trades are executed on recognized exchanges at prevailing market prices. We do not guarantee the execution of any order at a specific price, and market conditions including volatility, liquidity, and exchange rules may affect order fulfillment, timing, and execution quality.

Trading halts, circuit breakers, and exchange-imposed restrictions may prevent order execution at any time. We are not liable for losses resulting from market disruptions, system outages at exchanges, or other circumstances beyond our reasonable control.

5. Options Trading

Access to options trading on our platform requires separate approval based on your financial profile, trading experience, and risk tolerance assessment. By applying for options trading privileges, you acknowledge and agree that:

• Options trading involves a high degree of risk and is not suitable for all investors
• You may lose more than your initial investment, particularly when selling uncovered (naked) options
• You have read and understood our Risk Disclosure Statement in its entirety
• You meet the financial suitability requirements for the options trading level you have been approved for
• You understand the characteristics, risks, and obligations of each type of options strategy you employ
• Margin requirements may change at any time and may result in forced liquidation of positions if not met

We reserve the right to adjust your options trading level, impose position limits, or restrict specific strategies at our sole discretion based on market conditions, regulatory requirements, or risk management considerations.

6. Demo Account

Every registered user receives a demo trading account pre-loaded with virtual funds. The demo account is provided for educational and practice purposes only. You acknowledge that:

• Trading results achieved in the demo environment do not guarantee similar results in live trading
• Demo executions may differ from live market conditions in terms of fills, slippage, and liquidity
• Virtual funds have no monetary value and cannot be withdrawn or exchanged for real currency
• The demo environment may not reflect all real-world market conditions, including extreme volatility events

7. Fees and Payments

Fee schedules are communicated to clients during onboarding and may be updated from time to time. Key fee provisions include:

• Trading commissions are charged on a per-share or per-contract basis as specified in the fee schedule
• Real-time market data fees, where applicable, are billed monthly
• You authorize us to deduct applicable fees from your account balance
• Deposits can be made via credit card through Stripe or bank transfer
• Withdrawals are processed to your original payment method within one to three business days, subject to applicable withdrawal fees and verification requirements
• Regulatory fees (SEC fees, exchange fees) may be passed through to you as applicable
• No inactivity fees are charged on dormant accounts

We reserve the right to modify our fee structure with at least thirty (30) days' advance notice. Continued use of our Services after fee changes take effect constitutes your acceptance of the updated fees.

8. Risk Disclosure

Trading stocks and options involves substantial risk of loss and is not suitable for every investor. Before trading, you should carefully consider your investment objectives, level of experience, and risk appetite. Key risks include:

• The value of investments can go down as well as up, and you may lose more than your initial investment
• Options trading, particularly selling uncovered options, carries the risk of theoretically unlimited losses
• Past performance is not indicative of future results
• Leverage and margin trading amplify both gains and losses
• Market conditions can change rapidly, and prices may gap significantly between trading sessions

You should not trade with money you cannot afford to lose, and you should seek independent financial advice if you are unsure whether trading is appropriate for your circumstances. For complete risk information, please read our Risk Disclosure Statement.

9. AI-Powered Features

Our platform incorporates artificial intelligence and machine learning technologies to provide market analysis, trading signals, portfolio analytics, and other insights. You acknowledge and agree that:

• AI-generated signals and insights are informational tools only and do not constitute investment advice, recommendations, or solicitations to trade
• AI models are based on historical data and statistical patterns that may not predict future market behavior
• You are solely responsible for all trading decisions, regardless of any AI-generated information you may have consulted
• AI outputs may contain errors, inaccuracies, or biases and should not be relied upon as the sole basis for trading decisions
• We make no representations or warranties regarding the accuracy, completeness, or profitability of any AI-generated analysis

10. Intellectual Property

All content, features, and functionality of our Services -- including but not limited to software, code, design, text, graphics, logos, icons, images, data compilations, AI models, algorithms, and proprietary methodologies -- are the exclusive property of Aramas GmbH or its licensors and are protected by Swiss and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your personal, non-commercial trading purposes. You may not copy, modify, distribute, sell, lease, reverse engineer, decompile, or create derivative works from any part of our Services without our prior written consent.

11. API Usage

Access to our developer API is subject to these Terms and any additional API-specific terms published in our API Documentation. You agree to:

• Use the API in accordance with our published rate limits and usage guidelines
• Protect your API credentials and not share them with unauthorized parties
• Not use the API to build a competing service, redistribute our data without authorization, or in any manner that could impair platform performance or stability
• Comply with all applicable market data redistribution rules and exchange licensing requirements

We reserve the right to revoke API access at any time for violations of these Terms or for any other reason at our sole discretion.

12. Prohibited Activities

You agree not to use our Services for any of the following:

• Market manipulation, spoofing, layering, wash trading, or any form of market abuse
• Insider trading or trading based on material non-public information
• Money laundering, terrorist financing, or sanctions evasion
• Unauthorized access to our systems, networks, or other users' accounts
• Interference with platform operations, including denial-of-service attacks or excessive automated requests
• Transmission of malicious software, viruses, or harmful code
• Circumvention of any security measures, access controls, or usage limitations
• Any activity that violates applicable securities laws, financial regulations, or other laws
• Using the platform on behalf of or for the benefit of sanctioned persons, entities, or countries

Violations may result in immediate account termination, forfeiture of account balances where permitted by law, and referral to appropriate regulatory and law enforcement authorities.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ARAMAS GMBH AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our Services
• Losses resulting from trading decisions, market movements, or investment performance
• Losses caused by system outages, platform unavailability, data transmission errors, or delays in order execution
• Losses resulting from unauthorized account access where you have failed to safeguard your credentials
• Losses arising from reliance on AI-generated insights, market data, or any content provided through our Services
• Losses resulting from actions of our execution partners, exchanges, clearing houses, or other third parties
• Losses resulting from force majeure events, including but not limited to natural disasters, wars, pandemics, governmental actions, or exchange closures

Our total aggregate liability for any claims arising under these Terms shall not exceed the total fees you have paid to us in the twelve (12) months preceding the claim, or one thousand Swiss Francs (CHF 1,000), whichever is greater. This limitation applies regardless of the theory of liability, whether in contract, tort, strict liability, or otherwise.

14. Indemnification

You agree to indemnify, defend, and hold harmless Aramas GmbH and its directors, officers, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms, your use of the Services, your trading activity, or your violation of any applicable law or regulation.

15. Disclaimers

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that the Services will be uninterrupted, timely, secure, or error-free; that the results obtained from the use of the Services will be accurate or reliable; or that any defects will be corrected. Market data, AI-generated analysis, and other content provided through our Services are for informational purposes only and should not be relied upon as the sole basis for investment decisions.

MyAllies Trading does not provide investment advice. Nothing in our Services shall be construed as a recommendation, solicitation, or offer to buy or sell any security or financial instrument. You are solely responsible for evaluating the merits and risks of each trade you execute.

16. Termination

You may close your account at any time by contacting our support team, provided all open positions are closed, pending orders are cancelled, and outstanding financial obligations are settled. We reserve the right to suspend or terminate your account at our sole discretion, with or without notice, for any reason, including but not limited to:

• Violation of these Terms or any applicable policy
• Suspected fraudulent, abusive, or illegal activity
• Regulatory requirements or requests from competent authorities
• Failure to meet ongoing KYC/AML compliance requirements
• Extended account inactivity

Upon termination, your right to access the Services ceases immediately. We will process any remaining withdrawals in accordance with our standard procedures and applicable regulations, subject to any legal holds or regulatory requirements.

17. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the substantive laws of Switzerland, without regard to conflict of law principles. The application of the United Nations Convention on Contracts for the International Sale of Goods (CISG) is expressly excluded.

Any disputes arising from or relating to these Terms or your use of our Services shall first be attempted to be resolved through good-faith negotiations between the parties. If a dispute cannot be resolved through negotiation within thirty (30) days, it shall be submitted to the exclusive jurisdiction of the competent courts of the Canton of Zurich, Switzerland. Nothing in this section shall prevent either party from seeking interim or injunctive relief from a court of competent jurisdiction to protect its rights pending final resolution.

18. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated through our platform or via email to your registered address at least thirty (30) days before they take effect. Your continued use of our Services after the effective date of any modifications constitutes your acceptance of the updated Terms. If you do not agree to the modified Terms, you must discontinue use of our Services and close your account before the effective date.

19. Severability and General Provisions

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. These Terms, together with the Privacy Policy, Risk Disclosure Statement, and other referenced policies, constitute the entire agreement between you and Aramas GmbH regarding your use of the Services and supersede all prior and contemporaneous agreements, representations, and understandings.

20. Contact

If you have any questions about these Terms of Service, please contact us at:

Aramas GmbH
Legal Department
Zurich, Switzerland
Email: legal@myallies.com